We know that taking out a mortgage will probably be the biggest financial commitment you can ever make, so it’s not suprising the whole process can seem pretty daunting.
We will guide you through the entire process, explain all the options available and the costs involved, so that you can be confident that the mortgage that we arrange for you will be the right one.
We are here to help you throughout the process, giving advice and ensuring that you understand every aspect of taking out a mortgage.
We will provide a recommendation for the right mortgage to suit your individual financial needs. We arrange mortgages for people just like you, each one with their own unique needs and circumstances, so we are confident that we will be able to help you.
So whether you are a first time buyer, a home owner looking for a new property or a remortgage, a landlord looking for a buy to let mortgage or a council tenent looking to buy your council house or some one looking to buy or remortgage a commercial property we have the experience and expertise to provide you with a first-class service.
Your initial consultation is obligation free. In relation to recommending and arranging insurance business we do not charge a fee. In relation to recommending and arranging mortgage business; where the lender pays commission you have a choice of paying a fee of 0.4% of the loan amount and we will refund any commission received from the lender or you can elect not to pay a fee and we will be paid and retain the commission from the lender. Where the lender does not pay commission we will make a charge for our services, payable on completion, of 0.4% of the purchase price; so for example a purchase of £100,000 would incur a fee of £400.
For our fees and charges please see our ‘Keyfacts about our service’ in the important documents section on the right of every page.